Best Home Loan Rates In Singapore

BOARD RATE	1.40%
FIXED RATE	1.25%
SORA	1.20%

BOARD RATE	1.30%
FIXED RATE	1.25%
SORA	1.25%

FIXED RATE	1.30%
SORA RATE	1.25%

SIBOR	1.05%
FIXED RATE	1.25%
BOARD RATE	1.45%
SORA	1.29%

SIBOR	1.05%
FIXED RATE	1.28%
BOARD RATE	1.45%
SORA	1.29%

5.0

Based on 75 reviews

02:12 27 Jun 22

When I started trading in Bitcoin (BTC) a few months ago, I really didn't have the needed tools to trade and I had... losses a lot until I met Mr Danny A Stewart who taught me all about trading market strategies as he managed my account for me. I am more than willing to share with you my successful trading outcome today. Now I am filled with gratitude to him for his exceptional trading skills because it has really changed me financially with an investment capital of $2,000 and am making $16,180 return(s) per week right now. If you need Danny’s help, you can reach him
Telegram: @Danny_stewart93
WhatsApp: +12066725974
Facebook: Danny A Stewartread more

Xavier Hartono

13:39 01 Jan 22

Talked to many mortgage loan companies. No one could match Financeguru. They know what they are talking about and that... is what matters. Kudos to Sin Ling. Got the best deal.read more

David Solomon

11:09 09 Mar 21

We worked with Gary Lim.
He was quick at responding, eager to help ensure we got what we needed to close our deal,... always at the ready to help solve an issue.

Very highly recommended to contact him.read more

孙媛媛

03:48 17 Feb 21

Thanks for Garry Lim always think of my best interest and find the most suitable home loan rates for me. He helped me... to handle throughout the whole loan application process and made mortgage loan so EASY.read more

Shahiran Don

05:19 08 Feb 21

Was recommended to engage Ms Melissa Chan for the loan processing for my new flat...Really grateful for her help in... ensuring the loan process went smoothly...She was very helpful, prompt in her replies to my queries and following up to ensure things get done...
Thanks again Melissa for the help...
Highly recommended...
👍🏼👍🏼read more

Haslinda Mohamed

13:57 02 Feb 21

I recommend Gary from Financeguru because he has been helpful in guiding me to chose the most suitable loan and guide... me through the process. He response to my queries fast.read more

Lim Kian Ngee

08:20 23 Jan 21

I would like to recommend Garry who is handheld me throughout the whole loan application process and made mortgage loan... so EASY.

Thank you so much!read more

Wu Yufengning

14:29 04 Jan 21

I would highly recommend Melissa Chan from FinanceGuru. Thanks to her great work, my first home loan application was... finished smoothly. She is very patient and helpful. Good job! 😁read more

Dave Chiam

12:16 15 Dec 20

I approached Finance Guru for assistance to apply for my housing loan and Garry Lim responded very promptly. He was... patient and took time to understand the situation before speaking to his team of bankers. He also made sure they had all the correct information and was very prompt in his follow up until the loan was approved. Two thumbs up for his service! I will not hesitate to recommend Garry Lim to anyone who needs assistance in applying for housing loan!read more

Calvin Chong

07:27 14 Dec 20

I would highly recommend Leonard Cheah. He has been very prompt in helping out with my loan transition and constantly... updating me the status of the application. He did it in a very professional way and not force selling. He is willingly to share the pro and the con of converting my house loan from HDB to bank loan. Appreciate your effort. I strongly recommend him for housing loan relating services.read more

Joyce Loh

14:38 06 Dec 20

I am glad that I click on the link. Garry was super helpful n prompt in the entire process. He willingly went an extra... mile n expedited my request. And the important thing his rates r the best! Highly recommended.read more

Brendon Soh

13:37 03 Dec 20

i will highly recommend fabian from finance guru should you require any refinancing issues. he is very knowledgeable in... his trade and has provided me with valuable advise and guidance. Thanks again fabian.read more

Jon Fua

11:58 26 Nov 20

Garry is a super patient advisor who did not mind restructuring my loan 3 times in a week!

He always listen to... the many concerns I have and was able to come out with solutions for me within the day.

Really grateful to him and his banker for getting my refinancing loan approved within 2 days, despite my (relatively) low income.read more

Winnie Ng

16:10 05 Nov 20

Garry did a great job and got us the loan with a major bank with a lower interest rate. He provides answers to our... enquiries with prompt response. Not only thinking of our interest he helps us throughout the loan application and make it so easy. Thank you Garry, we really appreciate it. Highly recommended, Garry!!read more

Han Song

14:55 03 Nov 20

Garry was very patient, guiding step by step along the application process. Follow up was quick and managed to settle... everything quickly. Very thankful.read more

Bryon Pua

02:05 02 Nov 20

Garry from FinanceGuru is a very kind and patient person. High recommendation!

Loh Jiunn Shyan

12:46 30 Oct 20

Fabian has been very professional and followed through my case diligently. Thank you.

Fioneric Love

12:09 30 Oct 20

I was introduced to Garry by a good friend... Garry handheld me throughout the whole loan application process and made... mortgage loan so EASY.read more

Thoufeeq Ahamed

10:36 29 Oct 20

This is the first time I heard about FinanceGuru. Garry is the consultant, whom I had liaised with. He is really... knowledgeable and polite in answering all my questions. He had provided a very good option for me to select the refinancing option with a bank. I would refer my friends to him in the future in order to do refinancing their property. Thumbs up!read more

Suhairi Hairie Muhd

21:18 21 Oct 20

We were intending to purchase a house and came across Fabian from FinanceGuru. He was patient, prompt, responsive and... always offer relevant advice when communicating with us. His wealth of experience and sincererity eases the anxiety that I had. Besides property loan, he also recommended us a good law firm and mortgage insurer. Even after we completed our transaction he was prompt in answering our queries. Thank you so much. Its really hard to find someone like Fabian that genuinely shows care and concern especially in property or financial transaction. Will definitely engage and recommend him for future transactions.read more

Eugene Heng

05:02 16 Oct 20

Highly recommend Fabian. He makes effort to accommodate our timing to meet us up and explain in details till nearly... 11pm. He will share his personal views, pros, cons and comparisons other than just the rates and % from the papers. Will contact you again, Thanks Fabian!read more

SY CH

14:25 15 Oct 20

We would like to thank Fabian Li for guiding us to refinance my Home Loan. He was friendly, approachable, patient and... sincere replying to our queries.
We managed to sign up a Home Loan offer with another bank. Thanks to him that make the process smoothly. Thumbs Up!read more

Tee Qinghui

13:57 19 Sep 20

Was assisted by Garry on refinancing my mortgage loan.
Highly recommend Garry, as he is patient & always think of... our best interest by getting us the most suitable home loan rates.
He assisted us throughout the whole process. (Made refinancing mortgage loan so easy)
Overall very good experience. Thanks Garry 👍🏻read more

Sheena Chang

01:34 18 Sep 20

I would like to extend my appreciation to Ms Low YuCi,Thea for assisting me to refinance my home loan.
She is very... capable,efficient and extremely helpful in handling my queries in choosing the best fit loan suitable to my need.
Hence making my application hassle free and promptly.
Thank you and kudo to your firm for having such an reliable employee.read more

Jinyuan Shen

14:26 17 Sep 20

When I indicated my interest in refinance my home loan, Thea from FinanceGuru contacted me. Greatly appreciated her... help in guiding me to fill up the application form and answer my queries. She is very patient in explaining the technical terms. thumb upread more

Raay Goh Wee Kiat

15:25 12 Sep 20

Had checked out several mortgage brokers & found Garry service good & prompt. He had seriously considered my refinance... criteria before recommending the most suitable loan available. Garry, thanks for your service!read more

Yiponn Fun

14:03 12 Sep 20

Garry answered my queries patiently, promptly and correctly and best thing is I saved my interest for my house.

Boon Choon

11:01 12 Sep 20

1st time using finance guru for my mortgage loan. Garry was helpful and responsive throughout the entire process,... honest and transparent. Will definitely recommend Garry to my family and friends.read more

Tee Stacey

05:04 01 Sep 20

I'm very pleased to have Garry Lim from FinanceGuru help me secure my refinance loan at an attractive rate. Garry... presented the options to me clearly, sought to understand what I was looking out for, and made recommendations based on his professional views which I deeply appreciate. Through his wonderful network, he was able get in touch with the different bankers very quickly and made sure that I got the best deal in a short turnaround time. Garry was extremely accomodating, helpful and prompt in responding to my queries and requests. Most importantly I was able to complete the entire loan process quickly and effortlessly with his help. thanks a million Garry 😊read more

Lim HL

12:12 20 Aug 20

would recommend Garry to anyone who wants to engage the service of finance guru. he guided me patiently along the whole... process and also was fast in answering my many questions.read more

Premkumar Subramaniam

03:38 23 Jul 20

Jasper Eng assisted with my refinancing needs and he made the whole process very smooth and easy. All questions and... queries were answered promptly and precisely. Helped to move quickly to snap a great deal on a loan at the last minute and I am pretty pleased with the outcome! Highly recommend Jasper and Finance Guru.read more

JO Poh

08:48 22 Jul 20

Swift response from Garry and timely reply to my queries. Make comparisons for me at ease. Good step by step guidance... on applications. Overall good experience. 👍🏻read more

Terence Ng

15:32 14 Jul 20

1st time using FinanceGuru and im impressed by the service that Garry has provided. He is very prompt in responding to... my queries. I did not make a quick decision when he 1st approached me but he patiently follow up with me on the latest rate.

I like his consultative approach when he start to understand my thoughts and planning 1st before he match the most suitable package. Really appreciate the patience and the thoughts of always thinking from my point of view. Highly recommend anyone who is looking for a mortgage loan to look for Garry Lim.read more

Sandra Chee Seow Sian

02:56 04 Jul 20

It was such a great experience with the service provided by Fabian, from FinanceGuru. Fabian shown his expertise,... trustworthy and quick responsive. He helped me save the hassle in finding the most suitable refinance home loan package. I truly appreciated for his timely response and most importantly, not pushy!
As a satisfied client, I highly recommend Fabian and his team. Kudos to you!read more

Bao Sheng

12:29 03 Jul 20

Good research and good service. Highly recommend Jasper from the Finance Guru team who is highly experienced and... supportive. Appreciate Jasper for looking out for our needs and advising us on timing to secure the rates before it headed up.

Many thanks to Jasper and team once again!

Immanuelread more

Abdul Rafi Salleh

01:44 01 Jul 20

Firstly, I would like to commend FinanceGuru, Mr Garry for being the fastest one to contact me (half a day) after I had... requested for broker services through various mortgage portals. It is literally a first come first serve basis for my selection as I was in a hurry to kick off my resale application.

Mr Garry clearly explained the various mortgage rates and unbiasedly recommended me two competitive bank rates suited to my risk profile. He also justify the reasons on the pros and cons of these two rates. He guided me and answered all of my questions as a first time bank loan seeker. Needless to say, his professionalism won me over and I trusted his recommendation with strong justification as it makes financial sense.

Furthermore, knowing that I was in rush to quickly get bank loan approval to meet the ethnic quota deadline at the turn of the month, Mr Garry helped me to expedite my loan application and solicitor letter with the two parties (i.e. bank and lawyer firm). I think it is advantageous to have a broker who have a good relationship with various parties so that hiccups are minimised.

Thinking about it, settling the bank loan (without in-principle approval) and the first resale submission within less than 2 weeks for a DIY homebuyer is a feat and Mr Garry plays a big part in all of that. Thanks bro!read more

Tracy Chong

07:16 29 Jun 20

This a late review , wanted to wait for my refinance home loan to complete (took 3 months). I chanced upon Financeguru... on FB and honestly also few other platforms that claim to give good assistant on home loan refinance. I was contacted by Leonard Cheah from Financeguru and comparing with other brokers, he quickly understand my situation and explained to me well on all my questions.
His response was also good and he followed up promptly but non-pushy and listened to my concerns and provided good recommendation then.
I was able to save a lot of hassle contacting different bankers and find the most suitable home loan rates for myself.
I definitely will recommend him and look forward to find him to help if there is any future requirement on home loan. Thanks Leonard!read more

Ling Yi

17:01 23 Jun 20

Gary is very helpful and always responded promptly any questions we had. He came prepared with comparisons of the... various loan packages and gave us options to choose from. He handheld us throughout the loan application, making it very easy. Strongly recommend for anyone looking to save the hassle and to get the best deal, look for Gary.read more

Zoe Lim

09:41 08 Jun 20

Working with Jasper has been most delightful and pleasant. He was helpful, patient and responsive. Will definitely... choose to work with him again! The whole process of loan application was made easy because of him. Thank u Jasper!read more

Marcus Goh

05:11 29 May 20

Excellent service, prompt action, and got me the best rates I could ever ask for. Delighted that I made this decision... to go with FinanceGuru, many thanks to the team that made it possible. The tens of thousands of dollars that I saved was more than what I could ask for!read more

Cai TF

14:01 16 May 20

I got to know Financegurusg thru facebook. Honestly I was trying my luck.
somehow met Garry on the phone and tip top... service. Very responsive and helpful getting and recommending was good from him. React to request fast. Highly recommended to people looking to refinance their loan
fully satisfy with the service. At least got to refinance with better deal and get to know a friend..read more

Phillip Chor

04:11 14 May 20

i fb-ed FinanceGuru and was attended by Fabian. Fabian promptly contacted me and shared with my wife and I the options... available given our situation. He also simplified financial technical terms to aid our understanding. There was at no point in time that we felt the pressure to commit. Fast forward, Fabian kept on top of things and ensured it was a smooth process between various parties (bankers, legal, hdb). It has a been pleasure and a big thank you to Fabian on the good work! keep up the awesome work aptitude and I highly recommend him.read more

Nicole Cheah

09:05 22 Apr 20

It’s been a Breeze and great experience to have FinanceGuru assisted my home loan refinancing activity. I was served by... Garry Lim highly recommended by my trusted friend. Garry was very active and efficient in following up my request and provided me useful info to make decision on bank selection to refinance with. He was prompt to keep me informed of the status update on the loan process. Despite the CB in place, this process was made almost frictionless having Garry being customer focus to assist in completing refinancing in proper.

Kudos to Garry and thank you for going the extra mile! I’ll definitely recommend anyone to reach out to him if you are looking for financial service!read more

Gui Sen

02:33 20 Apr 20

Provide answers to queries promptly. Able to advise on the home rates . thank you garry lim

Johnny Lim

05:02 03 Apr 20

Appreciation to Garry Lim who promptly reply to my request and help me by getting the most suitable packaging for my... refinancing.read more

Vincent Cheng

11:02 01 Apr 20

Would like to thank Leonard Cheah for tirelessly getting us the best rates and constantly attending to our queries.... Feedback is prompt, detailed yet simplified.
He always made sure we were notified firsthand of any rate changes and offered transparent quotations for our considerations.
Very happy and satisfied with Finance Guru mortgage advisory.read more

Wai Tien

07:49 26 Mar 20

A big thank you to Sin Ling for her professional advice and help. She is friendly and always prompt in her responses.... It was easier to work on the loan and insurance with her help. Strongly recommended!read more

Cikgu Nahar Shariff

02:41 16 Mar 20

Jasper and Thea were very helpful to my wife and I as we journeyed together when we bought our property recently. They... gave us sound advice and were prompt in their responses, even at odd hours and over the weekends. We felt at ease with these professionals from Finance Guru.read more

Ben Chan Wai Kean

03:19 12 Mar 20

Great leg work from Garry Lim! Great proposals and valuable insights on the pro/cons. Painless and fast process. Will... definitely look for you again in few years time.read more

Lionel Chen

06:59 11 Mar 20

Shout out to Winnie, very patient and helping out and explaining the alternatives, and even after my loan was approved... she still helped with questions. Very good for first timers (yes I am one) 👍read more

More Reviews

5.0

Based on 160 reviews

review us on

Z K L

08:30 09 Nov 23

Thanks Jasper for the very informative chat earlier. He was super helpful in helping me plan ahead for my upcoming loan... in 2 years time. Very knowledgeable and clear in his explanations !read more

Patricia Mukilya

13:24 02 Aug 23

Danielle Chang

10:19 25 Feb 22

Fabian and the partner bank was superb in helping me to secure my low refinance rate. Very appreciative of his timely... response and great insight in the property market. I have since recommended his service to my friends! Thanks Fabian and Financeguru team.read more

May Poh

02:32 02 Dec 21

It is really fuss-free and transparent, Alvin is responsive, professional and most importantly has gotten a good deal... for my refinancing. It's a peace of mind to have Alvin with me in this journey.read more

Poh geong hean

07:06 02 Nov 21

Fabien Li communicated very well through whatsapp due covid 19 restrictions. He provided answers to my queries promptly... and correctly. Think of my best interest and find the most suitable home loan rates for me. Timely and Fast Response. He handheld me throughout the whole loan application process and made mortgage loan so EASY.read more

Ariel Hor

01:35 21 Oct 21

Fabian professionalism made process a breeze. He is patience to answer all our questions and able to give us a clear... explanation. Thumbs up for the great services Fabian provided.read more

Jason Lim

17:09 20 Oct 21

Fabian is knowledgeable, helpful and patient agent who had assisted us throughout the process of getting our house bank... loan successfully. Our questions & doubts are also well answered. Thank you & appreciated 😁🙏read more

Louis Neo

07:04 20 Oct 21

Sin Ling from FinanceGuru made our home loan application process easy. Prior to meeting her, I was in a precarious... position where my OTP deadline was halfway through and I was still missing crucial documentation. During that time I met Sin Ling through a referral, she calmed us down patiently and stayed up to help us. In order to meet our deadlines, she went above and beyond to help us find a solution.The promptness and speed of her responses impressed me the most. Her solutions to any problems we may face are always within reach, and no matter what we face, she is there to help us. We receive prompt and accurate responses to our inquiries. Provided me with exceptional customer service throughout the entire loan process and made the mortgage loan process so easy.When researching home loan rates, she always considers our best interests. She provided us with a shortlist of rates from different banks and indicated in fine details the advantages of each plan and tenure. Once we selected a bank and plan, the paperwork was quick, efficient and straightforward.My application for a home loan with FinanceGuru was the right decision and Sin Ling is definitely the best! I highly recommend her to everyone looking for a mortgage loan or refinance.I am really grateful for Sin Ling and FinanceGuru! Thank you for all your hardwork and assistance!read more

劍峯

04:07 30 Jul 21

Garry is very friendly and helpful. He handled me through out the whole process and made the mortgage loan so easy. He... is always available when help is needed, he is always timely and fast response. He is very patient and explain the application to me in detail and also propose/suggest the best package to my need. He always provide answer to my queries promptly and correctly. I am glad to have Garry to help me on the successful mortgage loan.Thanks Garry.read more

John Chan

06:30 14 Jul 21

I engaged with FinanceGuru to purchase my investment property after comparing between a few of the online mortgage... brokers. I had already done my homework and knew exactly what I was after, and Sin Ling was particularly enthusiastic and helpful in getting the ball rolling immediately to secure the best floating rate mortgage and law firm. Looking back, the whole process was a breeze thanks to Sin Ling, who was there to provide timely responses via Whatsapp and her recommendations when required. I would highly recommend engaging a broker to close a property purchase as they have the expertise to manage the bankers and lawyers!read more

Arnold Stanis

05:39 14 Jul 21

Sin Ling from FinanceGuru helped us with our home loan refinancing. My home loan was still under the lock-in period by... the bank, and due to the higher rates that it was locked in at, I asked for her help to look at the possibility of refinancing at lower rates.She was very prompt and meticulous. She calculated that while I will pay a penalty to the bank for breaking the lock-in period, the lower interest charges and rewards by recontracting with another bank will still provide substantial savings for me.She suggested a shortlist of rates from a few banks to me and advised me on the pros and cons of each plan and tenure. Once I have selected the bank and plan, the paperwork process was handled fast, smoothly, and conveniently.Going to FinanceGuru for my mortgage loan application was definitely the right decision, and Sin Ling was the best! Highly recommended for those seeking new home loans or looking to refinance.Thank you, Sing Ling and FinanceGuru!read more

Josephine Mok

09:58 05 Jun 21

I met Sin Ling through a referral by my agent.I had a list of questions, she was patient and took the time to explain... each of them. Her prompt response and support made the entire loan process smooth and fuss free, which I very much appreciated. Most of all, she always had my best interest and negotiated on my behalf for a lower interest rate.Highly recommended!read more

Wang Josiah

07:59 21 May 21

We were referred to Jasper Eng (Head Of Mortgage) from a trusted friend.Jasper's professionalism shined throughout... the entire process. Not only was he patient to understand our situation, he was able to provide precise questions and non-biased answers. It was crucial for my wife and I to make a wise and informed decision, and Jasper helped set the stage for that in a very short amount of time.His timely response assured us that he was always on top of things and giving our case a close watchful eye. Even at 3am.Shelia and I deeply appreciated Jasper's sincere efforts to make this process smooth. With his help, we are confident that we have made the best decision out of all the options available.We will definitely highly recommend Jasper to our friends in the future!Josiah and Sheliaread more

jeff tan

13:34 28 Apr 21

Garry is responsive and helpful. Highly recommend. He has provided us a lot of information based on his knowledge. He... provided answers to my queries promptly and correctly. Besides that, he think of my best interest and find the most suitable home loan rates for me.He also response fast and timely.Most importantly, he handheld me throughout the whole loan application process and made mortgage loan so EASY.Many thanks!read more

Joey Ting

07:54 24 Apr 21

A shout-out to Jasper Eng for meeting me personally and guiding me patiently throughout the my housing loan refinancing... process. He was non-pressuring, giving very detailed options, evaluating pros and cons of each home loan rates. I was able to pinpoint the most suitable home loan rate due to prompt and reliable reply. Thumbs up to his excellent service :)read more

Mandy Koo

03:27 24 Apr 21

Jasper is always responsive, provided answers to queries promptly and always had our best interest at heart even if it... means he does not get the referral fee because the best option was to refinance with our existing bank. I find this extremely professional n he continued assisting us in understanding the terms involved. I have recommended him to friends and all of them have benefitted greatly from his service. Highly recommended.read more

Joyce Loh

06:45 23 Apr 21

My advisor is Garry Lim. Garry was very responsive in handling my numerous queries even at odd hours. The rates offered... by him are indeed much better compared to other providers. His response is the fastest and is very accommodating.Even after completion of the loan, he still assisted to answer my queries. Will definitely recommend his services !CheersJoyceread more

Jestina yeo

02:23 23 Apr 21

As Head of Mortgage in FinanceGuru, Jasper Eng is humbled and passionate to serve clients with his professionalism by... sourcing the best suitable land to individual needs.An accountability and well-versed Guru with his 15 years of excessive loans experiences. Definitely helps us to secured the most cost savings package for our new home. Unquestionably, we will engage his service for our next re-finance and home loans.read more

Sandy Tey

16:45 21 Apr 21

Jasper Eng has provided his professional advice, promptly and fast response to my queries. He has provided different... types of bank loan packages for comparison and find the most suitable home loan rates for me. This really helps in my renewal of my home loan process. Thank you!read more

Jerlin Chun

13:17 21 Apr 21

Jasper is very professional and responsive whenever i contact him. He did his homework very well and have all the... answers to my queries.I do not have to worry about not getting the best rates as Jasper will think of our best interest and find the most suitable home loan rates. Every process were guided step by step. I am glad that Jasper were recommended to me by my friend.Will definitely recommend Jasper.read more

Ashlyn Soh

10:57 21 Apr 21

I would like to take this opportunity to thank Jasper Eng for the most professional, knowledgeable and responsive... services that he had provided us. He cleared all our queries promptly and correctly. Always put us on the best interest and found the most suitable home loan package for us. With patience and value added services we are very thankful that we made the right decision. We will definitely get his help again for our next mortgage loan or refinance.read more

Hua Boom Neo

09:23 21 Apr 21

Jasper Eng Zhichang from FinanceGuru Pte Ltd has provided me with high quality advisory services pertaining to mortgage... loans. Jasper has thought for my best interest before recommending the most suitable home loan rates for me. He provided answers to my queries promptly and correctly. Jasper's response is always timely and fast. He also handheld me throughout the whole loan application process and made mortgage loan so EASY for me. In short, Jasper is highly recommended for new and experienced Singapore property buyers/investors.read more

Lee Yee Han

07:55 21 Apr 21

Jasper helped me with my home loan when I bought my place. He was the most professional and knowledgeable mortgage... broker I have gotten in contact with during that period. Was able to answer my queries and clear my doubts. Thinking in my best interest and putting forward the most suitable plans for me to choose from. Fast, responsive & professional. He made this home purchase journey easier. Will definitely engage them again when it's time for me to refinance my home loan!read more

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