Car Loan

Car Loan

A Car Loan allows you to borrow money from the bank to finance the purchase of your car, subject to specific eligibility criteria. With Singapore being one of the most expensive places in the world to own a car, purchasing one may run up to six-digit figures on average. A Car Loan helps make this purchase slightly more pocket-friendly as it divides up the payment across the years.

Car Loan

A Car Loan allows you to borrow money from the bank to finance the purchase of your car, subject to specific eligibility criteria. With Singapore being one of the most expensive places in the world to own a car, purchasing one may run up to six-digit figures on average. A Car Loan helps make this purchase slightly more pocket-friendly as it divides up the payment across the years.

Factors of Consideration

  • Interest Rates

    Every car loan package comes with its annual interest rate, with the rates differing across the banks. Interest rates also vary for new car purchases and second-hand car purchases. Furthermore, some banks do not offer any rates for old cars that have been operating for more than 10 years. It is thus crucial to check your eligibility before applying for the loan.

  • Loan Amount

    The amount that you can borrow is determined by the Open Market Value (OMV) of the car. You can borrow up to 70% of the valuation/purchase price for the first $20,000 and up to 60% of the valuation/purchase price beyond the first $20,000, subject to the bank’s terms. In determining your loan amount, the bank will take into account your monthly income, credit history and financial commitments.

  • Loan Tenure

    A Car Loan has a loan tenure of up to 7 years. Similar to the loan amount, you need to select an appropriate loan tenure that can enable you to pay off the repayment sum in manageable monthly instalments. A short loan tenure would mean steep monthly repayments, whereas a long one would require paying more interest. Choose a suitable loan tenure whilst taking into account your take-home pay, your financial commitments and other recurring expenses.

  • Additional Fees Involved

    Every car loan package also involves additional fees, including processing fees, admin fees and early repayment penalty fees. These fees may be a fixed amount, or they may take on a certain percentage of the loan. It is necessary to factor these fees into the calculation of your car loan package to get a clearer idea of what you are signing up for.

    A car loan is a huge financial responsibility, so choose the most appropriate loan package that best suits your needs and circumstances. Use it wisely, and it will serve as a helpful financial tool to fund the purchase of a great personal asset - your car. Contact us today to discuss your available options.

Factors of Consideration

  • Interest Rates

    Every car loan package comes with its annual interest rate, with the rates differing across the banks. Interest rates also vary for new car purchases and second-hand car purchases. Furthermore, some banks do not offer any rates for old cars that have been operating for more than 10 years. It is thus crucial to check your eligibility before applying for the loan.

  • Loan Amount

    The amount that you can borrow is determined by the Open Market Value (OMV) of the car. You can borrow up to 70% of the valuation/purchase price for the first $20,000 and up to 60% of the valuation/purchase price beyond the first $20,000, subject to the bank’s terms. In determining your loan amount, the bank will take into account your monthly income, credit history and financial commitments.

  • Loan Tenure

    A Car Loan has a loan tenure of up to 7 years. Similar to the loan amount, you need to select an appropriate loan tenure that can enable you to pay off the repayment sum in manageable monthly instalments. A short loan tenure would mean steep monthly repayments, whereas a long one would require paying more interest. Choose a suitable loan tenure whilst taking into account your take-home pay, your financial commitments and other recurring expenses.

  • Additional Fees Involved

    Every car loan package also involves additional fees, including processing fees, admin fees and early repayment penalty fees. These fees may be a fixed amount, or they may take on a certain percentage of the loan. It is necessary to factor these fees into the calculation of your car loan package to get a clearer idea of what you are signing up for.

    A car loan is a huge financial responsibility, so choose the most appropriate loan package that best suits your needs and circumstances. Use it wisely, and it will serve as a helpful financial tool to fund the purchase of a great personal asset - your car. Contact us today to discuss your available options.

question-sign-hand-drawn-outline copy

Why A Loan Broker

A Loan Broker is a financial expert who serves as a capable middleman between business owners, the bankers and potential investors. Resourceful, experienced and knowledgeable, a Loan Broker can

  • Evaluate the numerous diverse business loan packages offered by the various banks
  • Choose the best financing options that caters to your needs and wants
  • Connect your business to the right investors
  • Offer valuable and impartial financial advice
  • Gather the cumbersome paperwork
  • Handle the entire loan application process
Apply Now
Home loan
question-sign-hand-drawn-outline copy

Why A Loan Broker

A Loan Broker is a financial expert who serves as a capable middleman between business owners, the bankers and potential investors. Resourceful, experienced and knowledgeable, a Loan Broker can

  • Evaluate the numerous diverse business loan packages offered by the various banks
  • Choose the best financing options that caters to your needs and wants
  • Connect your business to the right investors
  • Offer valuable and impartial financial advice
  • Gather the cumbersome paperwork
  • Handle the entire loan application process
Apply Now
Home loan

Rated ⭐⭐⭐⭐⭐ by our customers!

FinanceGuru
FinanceGuru
5.0
Based on 77 reviews
powered by Facebook
Kiana Gray
Kiana Gray
2022-06-27T02:12:17+0000
When I started trading in Bitcoin (BTC) a few months ago, I really didn't have the needed tools to trade and I had... losses a lot until I met Mr Danny A Stewart who taught me all about trading market strategies as he managed my account for me. I am more than willing to share with you my successful trading outcome today. Now I am filled with gratitude to him for his exceptional trading skills because it has really changed me financially with an investment capital of $2,000 and am making $16,180 return(s) per week right now. If you need Danny’s help, you can reach him Telegram: @Danny_stewart93WhatsApp: +12066725974Facebook: Danny A Stewartread more
Xavier Hartono
Xavier Hartono
2022-01-01T13:39:36+0000
Talked to many mortgage loan companies. No one could match Financeguru. They know what they are talking about and that... is what matters. Kudos to Sin Ling. Got the best deal.read more
David Solomon
David Solomon
2021-03-09T11:09:29+0000
We worked with Gary Lim.He was quick at responding, eager to help ensure we got what we needed to close our deal,... always at the ready to help solve an issue. Very highly recommended to contact him.read more
孙媛媛
孙媛媛
2021-02-17T03:48:55+0000
Thanks for Garry Lim always think of my best interest and find the most suitable home loan rates for me. He helped me... to handle throughout the whole loan application process and made mortgage loan so EASY.read more
Shahiran Don
Shahiran Don
2021-02-08T05:19:49+0000
Was recommended to engage Ms Melissa Chan for the loan processing for my new flat...Really grateful for her help in... ensuring the loan process went smoothly...She was very helpful, prompt in her replies to my queries and following up to ensure things get done...Thanks again Melissa for the help...Highly recommended...👍🏼👍🏼read more
Haslinda Mohamed
Haslinda Mohamed
2021-02-02T13:57:35+0000
I recommend Gary from Financeguru because he has been helpful in guiding me to chose the most suitable loan and guide... me through the process. He response to my queries fast.read more
Lim Kian Ngee
Lim Kian Ngee
2021-01-23T08:20:52+0000
I would like to recommend Garry who is handheld me throughout the whole loan application process and made mortgage loan... so EASY. Thank you so much!read more
Wu Yufengning
Wu Yufengning
2021-01-04T14:29:58+0000
I would highly recommend Melissa Chan from FinanceGuru. Thanks to her great work, my first home loan application was... finished smoothly. She is very patient and helpful. Good job! 😁read more
Dave Chiam
Dave Chiam
2020-12-15T12:16:34+0000
I approached Finance Guru for assistance to apply for my housing loan and Garry Lim responded very promptly. He was... patient and took time to understand the situation before speaking to his team of bankers. He also made sure they had all the correct information and was very prompt in his follow up until the loan was approved. Two thumbs up for his service! I will not hesitate to recommend Garry Lim to anyone who needs assistance in applying for housing loan!read more
Calvin Chong
Calvin Chong
2020-12-14T07:27:41+0000
I would highly recommend Leonard Cheah. He has been very prompt in helping out with my loan transition and constantly... updating me the status of the application. He did it in a very professional way and not force selling. He is willingly to share the pro and the con of converting my house loan from HDB to bank loan. Appreciate your effort. I strongly recommend him for housing loan relating services.read more
Joyce Loh
Joyce Loh
2020-12-06T14:38:19+0000
I am glad that I click on the link. Garry was super helpful n prompt in the entire process. He willingly went an extra... mile n expedited my request. And the important thing his rates r the best! Highly recommended.read more
Brendon Soh
Brendon Soh
2020-12-03T13:37:34+0000
i will highly recommend fabian from finance guru should you require any refinancing issues. he is very knowledgeable in... his trade and has provided me with valuable advise and guidance. Thanks again fabian.read more
Jon Phua
Jon Phua
2020-11-26T11:58:34+0000
Garry is a super patient advisor who did not mind restructuring my loan 3 times in a week!He always listen to the... many concerns I have and was able to come out with solutions for me within the day.Really grateful to him and his banker for getting my refinancing loan approved within 2 days, despite my (relatively) low income.read more
Winnie Ng
Winnie Ng
2020-11-05T16:10:07+0000
Garry did a great job and got us the loan with a major bank with a lower interest rate. He provides answers to our... enquiries with prompt response. Not only thinking of our interest he helps us throughout the loan application and make it so easy. Thank you Garry, we really appreciate it. Highly recommended, Garry!!read more
Han Song
Han Song
2020-11-03T14:55:08+0000
Garry was very patient, guiding step by step along the application process. Follow up was quick and managed to settle... everything quickly. Very thankful.read more
Bryon Pua
Bryon Pua
2020-11-02T02:05:08+0000
Garry from FinanceGuru is a very kind and patient person. High recommendation!
Loh Jiunn Shyan
Loh Jiunn Shyan
2020-10-30T12:46:45+0000
Fabian has been very professional and followed through my case diligently. Thank you.
Fioneric Love
Fioneric Love
2020-10-30T12:09:27+0000
I was introduced to Garry by a good friend... Garry handheld me throughout the whole loan application process and made... mortgage loan so EASY.read more
Thoufeeq Ahamed
Thoufeeq Ahamed
2020-10-29T10:36:43+0000
This is the first time I heard about FinanceGuru. Garry is the consultant, whom I had liaised with. He is really... knowledgeable and polite in answering all my questions. He had provided a very good option for me to select the refinancing option with a bank. I would refer my friends to him in the future in order to do refinancing their property. Thumbs up!read more
Suhairi Hairie Muhd
Suhairi Hairie Muhd
2020-10-21T21:18:47+0000
We were intending to purchase a house and came across Fabian from FinanceGuru. He was patient, prompt, responsive and... always offer relevant advice when communicating with us. His wealth of experience and sincererity eases the anxiety that I had. Besides property loan, he also recommended us a good law firm and mortgage insurer. Even after we completed our transaction he was prompt in answering our queries. Thank you so much. Its really hard to find someone like Fabian that genuinely shows care and concern especially in property or financial transaction. Will definitely engage and recommend him for future transactions.read more
Eugene Heng
Eugene Heng
2020-10-16T05:02:37+0000
Highly recommend Fabian. He makes effort to accommodate our timing to meet us up and explain in details till nearly... 11pm. He will share his personal views, pros, cons and comparisons other than just the rates and % from the papers. Will contact you again, Thanks Fabian!read more
SY CH
SY CH
2020-10-15T14:25:28+0000
We would like to thank Fabian Li for guiding us to refinance my Home Loan. He was friendly, approachable, patient and... sincere replying to our queries.We managed to sign up a Home Loan offer with another bank. Thanks to him that make the process smoothly. Thumbs Up!read more
Saurabh Ohri
Saurabh Ohri
2020-09-21T03:26:45+0000
I started consulting with Garry when my earlier home loan was near its lock-in period and I wanted to evaluate offers... in the market. Garry was extremely helpful, approachable, polite and knowledgeable. He was patient to understand my needs and advised me with the right offers for me. I finally signed up with a home loan offer from a bank, and the overall process was extremely smooth. I highly recommend Garry.read more
Tee Qinghui
Tee Qinghui
2020-09-19T13:57:28+0000
Was assisted by Garry on refinancing my mortgage loan.Highly recommend Garry, as he is patient & always think of our... best interest by getting us the most suitable home loan rates.He assisted us throughout the whole process. (Made refinancing mortgage loan so easy)Overall very good experience. Thanks Garry 👍🏻read more
Sheena Chang
Sheena Chang
2020-09-18T01:34:11+0000
I would like to extend my appreciation to Ms Low YuCi,Thea for assisting me to refinance my home loan.She is very... capable,efficient and extremely helpful in handling my queries in choosing the best fit loan suitable to my need.Hence making my application hassle free and promptly.Thank you and kudo to your firm for having such an reliable employee.read more
Jinyuan Shen
Jinyuan Shen
2020-09-17T14:26:06+0000
When I indicated my interest in refinance my home loan, Thea from FinanceGuru contacted me. Greatly appreciated her... help in guiding me to fill up the application form and answer my queries. She is very patient in explaining the technical terms. thumb upread more
Raay Goh Wee Kiat
Raay Goh Wee Kiat
2020-09-12T15:25:03+0000
Had checked out several mortgage brokers & found Garry service good & prompt. He had seriously considered my refinance... criteria before recommending the most suitable loan available. Garry, thanks for your service!read more
Yiponn Fun
Yiponn Fun
2020-09-12T14:03:44+0000
Garry answered my queries patiently, promptly and correctly and best thing is I saved my interest for my house.
Boon Choon
Boon Choon
2020-09-12T11:01:43+0000
1st time using finance guru for my mortgage loan. Garry was helpful and responsive throughout the entire process,... honest and transparent. Will definitely recommend Garry to my family and friends.read more
Tee Stacey
Tee Stacey
2020-09-01T05:04:55+0000
I'm very pleased to have Garry Lim from FinanceGuru help me secure my refinance loan at an attractive rate. Garry... presented the options to me clearly, sought to understand what I was looking out for, and made recommendations based on his professional views which I deeply appreciate. Through his wonderful network, he was able get in touch with the different bankers very quickly and made sure that I got the best deal in a short turnaround time. Garry was extremely accomodating, helpful and prompt in responding to my queries and requests. Most importantly I was able to complete the entire loan process quickly and effortlessly with his help. thanks a million Garry 😊read more
Alvina Aguilera Sim
Alvina Aguilera Sim
2020-08-26T12:52:02+0000
Was served by Garry. He was patient and understood what we need. Communication was crystal clear and the process was... sailing smooth.read more
Lim HL
Lim HL
2020-08-20T12:12:13+0000
would recommend Garry to anyone who wants to engage the service of finance guru. he guided me patiently along the whole... process and also was fast in answering my many questions.read more
Premkumar Subramaniam
Premkumar Subramaniam
2020-07-23T03:38:13+0000
Jasper Eng assisted with my refinancing needs and he made the whole process very smooth and easy. All questions and... queries were answered promptly and precisely. Helped to move quickly to snap a great deal on a loan at the last minute and I am pretty pleased with the outcome! Highly recommend Jasper and Finance Guru.read more
JO Poh
JO Poh
2020-07-22T08:48:28+0000
Swift response from Garry and timely reply to my queries. Make comparisons for me at ease. Good step by step guidance... on applications. Overall good experience. 👍🏻read more
Terence Ng
Terence Ng
2020-07-14T15:32:08+0000
1st time using FinanceGuru and im impressed by the service that Garry has provided. He is very prompt in responding to... my queries. I did not make a quick decision when he 1st approached me but he patiently follow up with me on the latest rate. I like his consultative approach when he start to understand my thoughts and planning 1st before he match the most suitable package. Really appreciate the patience and the thoughts of always thinking from my point of view. Highly recommend anyone who is looking for a mortgage loan to look for Garry Lim.read more
Sandra Chee Seow Sian
Sandra Chee Seow Sian
2020-07-04T02:56:16+0000
It was such a great experience with the service provided by Fabian, from FinanceGuru. Fabian shown his expertise,... trustworthy and quick responsive. He helped me save the hassle in finding the most suitable refinance home loan package. I truly appreciated for his timely response and most importantly, not pushy!As a satisfied client, I highly recommend Fabian and his team. Kudos to you!read more
Bao Sheng
Bao Sheng
2020-07-03T12:29:53+0000
Good research and good service. Highly recommend Jasper from the Finance Guru team who is highly experienced and... supportive. Appreciate Jasper for looking out for our needs and advising us on timing to secure the rates before it headed up.Many thanks to Jasper and team once again!Immanuelread more
Abdul Rafi Salleh
Abdul Rafi Salleh
2020-07-01T01:44:57+0000
Firstly, I would like to commend FinanceGuru, Mr Garry for being the fastest one to contact me (half a day) after I had... requested for broker services through various mortgage portals. It is literally a first come first serve basis for my selection as I was in a hurry to kick off my resale application.Mr Garry clearly explained the various mortgage rates and unbiasedly recommended me two competitive bank rates suited to my risk profile. He also justify the reasons on the pros and cons of these two rates. He guided me and answered all of my questions as a first time bank loan seeker. Needless to say, his professionalism won me over and I trusted his recommendation with strong justification as it makes financial sense.Furthermore, knowing that I was in rush to quickly get bank loan approval to meet the ethnic quota deadline at the turn of the month, Mr Garry helped me to expedite my loan application and solicitor letter with the two parties (i.e. bank and lawyer firm). I think it is advantageous to have a broker who have a good relationship with various parties so that hiccups are minimised.Thinking about it, settling the bank loan (without in-principle approval) and the first resale submission within less than 2 weeks for a DIY homebuyer is a feat and Mr Garry plays a big part in all of that. Thanks bro!read more
Tracy Chong
Tracy Chong
2020-06-29T07:16:33+0000
This a late review , wanted to wait for my refinance home loan to complete (took 3 months). I chanced upon Financeguru... on FB and honestly also few other platforms that claim to give good assistant on home loan refinance. I was contacted by Leonard Cheah from Financeguru and comparing with other brokers, he quickly understand my situation and explained to me well on all my questions.His response was also good and he followed up promptly but non-pushy and listened to my concerns and provided good recommendation then. I was able to save a lot of hassle contacting different bankers and find the most suitable home loan rates for myself.I definitely will recommend him and look forward to find him to help if there is any future requirement on home loan. Thanks Leonard!read more
Ling Yi
Ling Yi
2020-06-23T17:01:59+0000
Gary is very helpful and always responded promptly any questions we had. He came prepared with comparisons of the... various loan packages and gave us options to choose from. He handheld us throughout the loan application, making it very easy. Strongly recommend for anyone looking to save the hassle and to get the best deal, look for Gary.read more
Zoe Lim
Zoe Lim
2020-06-08T09:41:04+0000
Working with Jasper has been most delightful and pleasant. He was helpful, patient and responsive. Will definitely... choose to work with him again! The whole process of loan application was made easy because of him. Thank u Jasper!read more
Marcus Goh
Marcus Goh
2020-05-29T05:11:38+0000
Excellent service, prompt action, and got me the best rates I could ever ask for. Delighted that I made this decision... to go with FinanceGuru, many thanks to the team that made it possible. The tens of thousands of dollars that I saved was more than what I could ask for!read more
Cai TF
Cai TF
2020-05-16T14:01:43+0000
I got to know Financegurusg thru facebook. Honestly I was trying my luck.somehow met Garry on the phone and tip top... service. Very responsive and helpful getting and recommending was good from him. React to request fast. Highly recommended to people looking to refinance their loanfully satisfy with the service. At least got to refinance with better deal and get to know a friend..read more
Phillip Chor
Phillip Chor
2020-05-14T04:11:16+0000
i fb-ed FinanceGuru and was attended by Fabian. Fabian promptly contacted me and shared with my wife and I the options... available given our situation. He also simplified financial technical terms to aid our understanding. There was at no point in time that we felt the pressure to commit. Fast forward, Fabian kept on top of things and ensured it was a smooth process between various parties (bankers, legal, hdb). It has a been pleasure and a big thank you to Fabian on the good work! keep up the awesome work aptitude and I highly recommend him.read more
Nicole Cheah
Nicole Cheah
2020-04-22T09:05:57+0000
It’s been a Breeze and great experience to have FinanceGuru assisted my home loan refinancing activity. I was served by... Garry Lim highly recommended by my trusted friend. Garry was very active and efficient in following up my request and provided me useful info to make decision on bank selection to refinance with. He was prompt to keep me informed of the status update on the loan process. Despite the CB in place, this process was made almost frictionless having Garry being customer focus to assist in completing refinancing in proper. Kudos to Garry and thank you for going the extra mile! I’ll definitely recommend anyone to reach out to him if you are looking for financial service!read more
Gui Sen
Gui Sen
2020-04-20T02:33:54+0000
Provide answers to queries promptly. Able to advise on the home rates . thank you garry lim
Johnny Lim
Johnny Lim
2020-04-03T05:02:51+0000
Appreciation to Garry Lim who promptly reply to my request and help me by getting the most suitable packaging for my... refinancing.read more
Vincent Cheng
Vincent Cheng
2020-04-01T11:02:38+0000
Would like to thank Leonard Cheah for tirelessly getting us the best rates and constantly attending to our queries.... Feedback is prompt, detailed yet simplified. He always made sure we were notified firsthand of any rate changes and offered transparent quotations for our considerations. Very happy and satisfied with Finance Guru mortgage advisory.read more
Wai Tien
Wai Tien
2020-03-26T07:49:19+0000
A big thank you to Sin Ling for her professional advice and help. She is friendly and always prompt in her responses.... It was easier to work on the loan and insurance with her help. Strongly recommended!read more
Cikgu Nahar Shariff
Cikgu Nahar Shariff
2020-03-16T02:41:17+0000
Jasper and Thea were very helpful to my wife and I as we journeyed together when we bought our property recently. They... gave us sound advice and were prompt in their responses, even at odd hours and over the weekends. We felt at ease with these professionals from Finance Guru.read more
Ben Chan Wai Kean
Ben Chan Wai Kean
2020-03-12T03:19:34+0000
Great leg work from Garry Lim! Great proposals and valuable insights on the pro/cons. Painless and fast process. Will... definitely look for you again in few years time.read more
Lionel Chen
Lionel Chen
2020-03-11T06:59:18+0000
Shout out to Winnie, very patient and helping out and explaining the alternatives, and even after my loan was approved... she still helped with questions. Very good for first timers (yes I am one) 👍read more
Jolene Lou
Jolene Lou
2020-02-12T02:57:22+0000
Thank you Thea Low for your commitment and the prompt service given to me. , service was really pleasant and hassle... free. Thank you for doing the extra mile ! Highly recommended Thea and financeguru!read more
Koh Siew Hwee
Koh Siew Hwee
2020-02-06T14:57:19+0000
Garry from FinanceGuru was very helpful and provided a detailed analysis on the different loan options. He also... responded fast to my queries when reviewing through the loan offer which I really appreciate it, as he helped to make the entire refinancing process very easy.read more
Prabhu Murugesan
Prabhu Murugesan
2020-01-09T00:44:15+0000
Thanks Thea for your commitment and the prompt service given , service was really pleasant and hassle free.Strongly... recommend Thea and financeguru!read more
Yusuf Bogey Terry
Yusuf Bogey Terry
2020-01-03T07:59:31+0000
Thanks to Garry Lim who is very prompt and able to get the whole loan process done very timely. He is able to give the... best advise and solution on cost saving for my properties.read more
Zhi Quan
Zhi Quan
2019-12-27T04:02:27+0000
Kudos to Thea Low on assisting me on refinancing my condo unit loan smoothly and with very good loan deal package! I am... a very happy customer. :)read more
Looi Maysiew
Looi Maysiew
2019-12-26T23:34:06+0000
Thanks yuci for her prompt service and competitive rates that she gotten for us. Service was really good and the... adminstrative work required by us was almost hassle free. No gimmick marketing which mislead customers. Highly recommend yuci and financeguru!read more
Alvin Sung
Alvin Sung
2019-12-23T01:34:14+0000
Defintely. Mark had been the most helpful and always willing to go the extra mile. Very professional and responsible.... 👍read more
Kheng Hock Lau
Kheng Hock Lau
2019-12-11T08:09:41+0000
Garry was assigned to assist us on our refinancing. He is friendly and very helpful throughout the entire process. He... was also accommodating with our schedules. Thank you!read more
Andrew Ong Gek Meng
Andrew Ong Gek Meng
2019-12-06T13:24:03+0000
Garry Lim was very patient & his follow up was very good. It made our experience really good & hassle free. We are very... pleased with the service. Keep it up!read more
Richard Nkp
Richard Nkp
2019-12-06T09:57:17+0000
Garry Lim is a very professional service renderer. He has assisted and provided sound advice on my home... loan.Provided answers to my queries promptly and correctly.Understand my needs and proposed the best interest and find the most suitable home loan rates for me.He is Timely and of Fast ResponseAdvised me throughout the whole loan application process and made mortgage loan so EASY.read more
Bernard Poh
Bernard Poh
2019-12-06T09:16:23+0000
Very fast and prompt consultant Gary Lim. Documents were reviewed and submitted in a short couple of days period.... Always in contact with when only necessary, overall please try it for yourself if u need any services from FinanceGuru.😄read more
Andrew Sim
Andrew Sim
2019-12-06T09:14:24+0000
Garry is professional and got us the best deal in town at that time. ease of engagement and good listener.
Marcus Yeo
Marcus Yeo
2019-12-06T09:12:25+0000
Prompt response from the teamThanks to Thea who manage to secure me a very good deal. Highly recommended
Boon Ping
Boon Ping
2019-12-06T09:03:19+0000
Special thanks to Mark for the effort, always willing to go the extra miles to find the best deal for me. Highly... recommendedread more
Edward Lau
Edward Lau
2019-12-06T08:49:00+0000
Excellent work from the team from Financeguru! Special shoutout to Garry and Sin Ling for providing clients an unbiased... view of the interest rates packages available and in depth market knowledge. In addition, excellent understanding of various bank's application requirements leading to a seamless refinancing transition!read more
Silas Tan
Silas Tan
2019-07-13T08:04:19+0000
Extremely responsive and responsible consultants. They really know their stuff and prioritizes their customers' needs.... Highly recommend them.read more
Terrence Tan
Terrence Tan
2019-04-29T14:37:39+0000
Prompt response and good service rendered by the consultant on our home loan application.
Weixian Low
Weixian Low
2019-04-29T14:27:34+0000
Look for mortgage guru @Jasper Eng
Stanley Soh
Stanley Soh
2019-04-16T14:12:47+0000
Professional service with sound advice, for a peace of mind!
Next Reviews
FinanceGuru Pte Ltd - Mortgage | Home Loans | Refinancing | Business Loans | Personal Loans | Reno Loans
FinanceGuru Pte Ltd - Mortgage | Home Loans | Refinancing | Business Loans | Personal Loans | Reno Loans
5.0
Based on 159 reviews
powered by Google
review us on
Danielle Chang
Danielle Chang
10:19 25 Feb 22
Fabian and the partner bank was superb in helping me to secure my low refinance rate. Very appreciative of his timely... response and great insight in the property market. I have since recommended his service to my friends! Thanks Fabian and Financeguru team.read more
Poh geong hean
Poh geong hean
07:06 02 Nov 21
Fabien Li communicated very well through whatsapp due covid 19 restrictions. He provided answers to my queries promptly... and correctly. Think of my best interest and find the most suitable home loan rates for me. Timely and Fast Response. He handheld me throughout the whole loan application process and made mortgage loan so EASY.read more
Ariel Hor
Ariel Hor
01:35 21 Oct 21
Fabian professionalism made process a breeze. He is patience to answer all our questions and able to give us a clear... explanation. Thumbs up for the great services Fabian provided.read more
Jason Lim
Jason Lim
17:09 20 Oct 21
Fabian is knowledgeable, helpful and patient agent who had assisted us throughout the process of getting our house bank... loan successfully. Our questions & doubts are also well answered. Thank you & appreciated 😁🙏read more
Louis Neo
Louis Neo
07:04 20 Oct 21
Sin Ling from FinanceGuru made our home loan application process easy. Prior to meeting her, I was in a precarious... position where my OTP deadline was halfway through and I was still missing crucial documentation. During that time I met Sin Ling through a referral, she calmed us down patiently and stayed up to help us. In order to meet our deadlines, she went above and beyond to help us find a solution.The promptness and speed of her responses impressed me the most. Her solutions to any problems we may face are always within reach, and no matter what we face, she is there to help us. We receive prompt and accurate responses to our inquiries. Provided me with exceptional customer service throughout the entire loan process and made the mortgage loan process so easy.When researching home loan rates, she always considers our best interests. She provided us with a shortlist of rates from different banks and indicated in fine details the advantages of each plan and tenure. Once we selected a bank and plan, the paperwork was quick, efficient and straightforward.My application for a home loan with FinanceGuru was the right decision and Sin Ling is definitely the best! I highly recommend her to everyone looking for a mortgage loan or refinance.I am really grateful for Sin Ling and FinanceGuru! Thank you for all your hardwork and assistance!read more
劍峯
劍峯
04:07 30 Jul 21
Garry is very friendly and helpful. He handled me through out the whole process and made the mortgage loan so easy. He... is always available when help is needed, he is always timely and fast response. He is very patient and explain the application to me in detail and also propose/suggest the best package to my need. He always provide answer to my queries promptly and correctly. I am glad to have Garry to help me on the successful mortgage loan.Thanks Garry.read more
John Chan
John Chan
06:30 14 Jul 21
I engaged with FinanceGuru to purchase my investment property after comparing between a few of the online mortgage... brokers. I had already done my homework and knew exactly what I was after, and Sin Ling was particularly enthusiastic and helpful in getting the ball rolling immediately to secure the best floating rate mortgage and law firm. Looking back, the whole process was a breeze thanks to Sin Ling, who was there to provide timely responses via Whatsapp and her recommendations when required. I would highly recommend engaging a broker to close a property purchase as they have the expertise to manage the bankers and lawyers!read more
Arnold Stanis
Arnold Stanis
05:39 14 Jul 21
Sin Ling from FinanceGuru helped us with our home loan refinancing. My home loan was still under the lock-in period by... the bank, and due to the higher rates that it was locked in at, I asked for her help to look at the possibility of refinancing at lower rates.She was very prompt and meticulous. She calculated that while I will pay a penalty to the bank for breaking the lock-in period, the lower interest charges and rewards by recontracting with another bank will still provide substantial savings for me.She suggested a shortlist of rates from a few banks to me and advised me on the pros and cons of each plan and tenure. Once I have selected the bank and plan, the paperwork process was handled fast, smoothly, and conveniently.Going to FinanceGuru for my mortgage loan application was definitely the right decision, and Sin Ling was the best! Highly recommended for those seeking new home loans or looking to refinance.Thank you, Sing Ling and FinanceGuru!read more
Josephine Mok
Josephine Mok
09:58 05 Jun 21
I met Sin Ling through a referral by my agent.I had a list of questions, she was patient and took the time to explain... each of them. Her prompt response and support made the entire loan process smooth and fuss free, which I very much appreciated. Most of all, she always had my best interest and negotiated on my behalf for a lower interest rate.Highly recommended!read more
Wang Josiah
Wang Josiah
07:59 21 May 21
We were referred to Jasper Eng (Head Of Mortgage) from a trusted friend.Jasper's professionalism shined throughout... the entire process. Not only was he patient to understand our situation, he was able to provide precise questions and non-biased answers. It was crucial for my wife and I to make a wise and informed decision, and Jasper helped set the stage for that in a very short amount of time.His timely response assured us that he was always on top of things and giving our case a close watchful eye. Even at 3am.Shelia and I deeply appreciated Jasper's sincere efforts to make this process smooth. With his help, we are confident that we have made the best decision out of all the options available.We will definitely highly recommend Jasper to our friends in the future!Josiah and Sheliaread more
jeff tan
jeff tan
13:34 28 Apr 21
Garry is responsive and helpful. Highly recommend. He has provided us a lot of information based on his knowledge. He... provided answers to my queries promptly and correctly. Besides that, he think of my best interest and find the most suitable home loan rates for me.He also response fast and timely.Most importantly, he handheld me throughout the whole loan application process and made mortgage loan so EASY.Many thanks!read more
Joey Ting
Joey Ting
07:54 24 Apr 21
A shout-out to Jasper Eng for meeting me personally and guiding me patiently throughout the my housing loan refinancing... process. He was non-pressuring, giving very detailed options, evaluating pros and cons of each home loan rates. I was able to pinpoint the most suitable home loan rate due to prompt and reliable reply. Thumbs up to his excellent service :)read more
Joyce Loh
Joyce Loh
06:45 23 Apr 21
My advisor is Garry Lim. Garry was very responsive in handling my numerous queries even at odd hours. The rates offered... by him are indeed much better compared to other providers. His response is the fastest and is very accommodating.Even after completion of the loan, he still assisted to answer my queries. Will definitely recommend his services !CheersJoyceread more
Jestina yeo
Jestina yeo
02:23 23 Apr 21
As Head of Mortgage in FinanceGuru, Jasper Eng is humbled and passionate to serve clients with his professionalism by... sourcing the best suitable land to individual needs.An accountability and well-versed Guru with his 15 years of excessive loans experiences. Definitely helps us to secured the most cost savings package for our new home. Unquestionably, we will engage his service for our next re-finance and home loans.read more
Sandy Tey
Sandy Tey
16:45 21 Apr 21
Jasper Eng has provided his professional advice, promptly and fast response to my queries. He has provided different... types of bank loan packages for comparison and find the most suitable home loan rates for me. This really helps in my renewal of my home loan process. Thank you!read more
Jerlin Chun
Jerlin Chun
13:17 21 Apr 21
Jasper is very professional and responsive whenever i contact him. He did his homework very well and have all the... answers to my queries.I do not have to worry about not getting the best rates as Jasper will think of our best interest and find the most suitable home loan rates. Every process were guided step by step. I am glad that Jasper were recommended to me by my friend.Will definitely recommend Jasper.read more
Ashlyn Soh
Ashlyn Soh
10:57 21 Apr 21
I would like to take this opportunity to thank Jasper Eng for the most professional, knowledgeable and responsive... services that he had provided us. He cleared all our queries promptly and correctly. Always put us on the best interest and found the most suitable home loan package for us. With patience and value added services we are very thankful that we made the right decision. We will definitely get his help again for our next mortgage loan or refinance.read more
Lee Yee Han
Lee Yee Han
07:55 21 Apr 21
Jasper helped me with my home loan when I bought my place. He was the most professional and knowledgeable mortgage... broker I have gotten in contact with during that period. Was able to answer my queries and clear my doubts. Thinking in my best interest and putting forward the most suitable plans for me to choose from. Fast, responsive & professional. He made this home purchase journey easier. Will definitely engage them again when it's time for me to refinance my home loan!read more
Next Reviews
js_loader

Get a free no-obligation assessment today!

Get a free no-obligation assessment today!

logo-white

To maximise your financial goals, our experts will work with you to ensure that your consultation is specifically tailored to meet your needs and wants. We go to great lengths to present you with the best deals and help you to break down the various mortgage jargons.

logo-white

To maximise your financial goals, our experts will work with you to ensure that your consultation is specifically tailored to meet your needs and wants. We go to great lengths to present you with the best deals and help you to break down the various mortgage jargons.

logo-white

To maximise your financial goals, our experts will work with you to ensure that your consultation is specifically tailored to meet your needs and wants. We go to great lengths to present you with the best deals and help you to break down the various mortgage jargons.

ABOUT

SERVICES

CONTACT US

LOCATION

  • 111 North Bridge Road
    #13-02 Peninsula Plaza
    Singapore 179098

ABOUT

SERVICES

CONTACT US

FOLLOW US
Facebook-f Instagram Linkedin

LOCATION

  • 111 North Bridge Road
    #13-02 Peninsula Plaza
    Singapore 179098
FOLLOW US
Facebook-f Instagram Linkedin