Commercial and Industrial Property Loan

"Take your business to a new level"

Latest
Business Loan
Rate

Updated 26 August 2020

Business Property Loan

SIBOR 3M

0.98%

FIXED RATE

1.60%

BUSINESS PROPERTY LOAN

SIBOR 3M

0.98%

FIXED RATE

1.60%

Updated 29 August 2020

Commercial and Industrial Property Loan

  • A Commercial and Industrial Property Loan allows you to reap cost savings upon refinancing or applying for a new business loan. It grants you a higher loan quantum at attractive interest rates so that you can unlock the full value of your property. The maximum loan tenure is 30 years. With a variety of fixed/floating interest rate plans for you to choose from, pick the one that best suits your needs.
  • Get up to 90% of your property value or purchase price for your mortgage for new industrial / commercial property purchase.
  • Get up to 120% of your existing property value ( i.e property loan bundled with working capital loan and/ or overdraft) and get surplus cash. This new fund can be used for working capital, fulfilling new contract, building your business capabilities, upgrading your premises or oversea expansion.

Commercial Vehicle Loan

A Commercial Vehicle Loan allows you to secure a loan that can cover up to 100% of the cost of your business vehicle purchases at attractive interest rates. It breaks down the purchase price into multiple payments that are repayable over time. This helps you to obtain commercial vehicles without having to fork out a significant amount of cash when your business is in its infancy. The maximum facility instalment is 7 years. Enterprises may apply for the loan, subject to certain eligibility criteria.

industrial business loans
industrial business loan

Machinery and Equipment Financing

Machinery and Equipment Financing allows you to secure a loan that can cover up to 90% of the cost of your machinery and equipment purchases at attractive financing rates. It breaks down the purchase price into multiple payments that are repayable over time. This helps you to procure fixed assets during the development of your business without putting a strain on your finances. The maximum facility instalment is 5 years. Enterprises may apply for the financing, subject to certain eligibility criteria.

Import/Trade Financing

Import/Trade Financing is a short-term import loan that allows you to acquire inventory from overseas markets at attractive financing rates. It ensures secure trades between the importer and the exporter and structures the trades around your trade cycles. Raw materials and goods will be imported under a Letter of Credit (LC) which will be issued by your bank to the overseas seller. A Trust Receipt (TR) grants you to be the possessor of the inventory with credit terms of up to 120 days whilst the bank holds onto the ownership. Enterprises may apply for the financing, subject to certain eligibility criteria.

industrial business loans
commercial business loans

Supply Chain Financing/Factoring

Supply Chain Financing/Factoring allows you to access liquidity at lower costs. It helps both buyers and suppliers regulate their cash flows, contributing to the feasibility of the supply chain. For buyers, Supply Chain Financing/Factoring maximises your payout period. For sellers, Supply Chain Financing/Factoring gives you immediate access to funds at attractive financing rates. Both improve liquidity in the supply chain and ensure access to working capital. Enterprises may apply for the financing, subject to certain eligibility criteria.

Commercial and Industrial Property Loan

  • A Commercial and Industrial Property Loan allows you to reap cost savings upon refinancing or applying for a new business loan. It grants you a higher loan quantum at attractive interest rates so that you can unlock the full value of your property. The maximum loan tenure is 30 years. With a variety of fixed/floating interest rate plans for you to choose from, pick the one that best suits your needs.

  • Get up to 90% of your property value or purchase price for your mortgage for new industrial / commercial property purchase.

  • Get up to 120% of your existing property value ( i.e property loan bundled with working capital loan and/ or overdraft) and get surplus cash . This new fund can be used for working capital, fulfilling new contract, building your business capabilities, upgrading your premises or oversea expansion.

Commercial Vehicle Loan

industrial business loans

A Commercial Vehicle Loan allows you to secure a loan that can cover up to 100% of the cost of your business vehicle purchases at attractive interest rates. It breaks down the purchase price into multiple payments that are repayable over time. This helps you to obtain commercial vehicles without having to fork out a significant amount of cash when your business is in its infancy. The maximum facility instalment is 7 years. Enterprises may apply for the loan, subject to certain eligibility criteria.

Machinery and Equipment Financing

industrial business loan

Machinery and Equipment Financing allows you to secure a loan that can cover up to 90% of the cost of your machinery and equipment purchases at attractive financing rates. It breaks down the purchase price into multiple payments that are repayable over time. This helps you to procure fixed assets during the development of your business without putting a strain on your finances. The maximum facility instalment is 5 years. Enterprises may apply for the financing, subject to certain eligibility criteria.

Import/Trade Financing

industrial business loans

Import/Trade Financing is a short-term import loan that allows you to acquire inventory from overseas markets at attractive financing rates. It ensures secure trades between the importer and the exporter and structures the trades around your trade cycles. Raw materials and goods will be imported under a Letter of Credit (LC) which will be issued by your bank to the overseas seller. A Trust Receipt (TR) grants you to be the possessor of the inventory with credit terms of up to 120 days whilst the bank holds onto the ownership. Enterprises may apply for the financing, subject to certain eligibility criteria.

Supply Chain Financing/Factoring

commercial business loans

Supply Chain Financing/Factoring allows you to access liquidity at lower costs. It helps both buyers and suppliers regulate their cash flows, contributing to the feasibility of the supply chain. For buyers, Supply Chain Financing/Factoring maximises your payout period. For sellers, Supply Chain Financing / Factoring gives you immediate access to funds at attractive financing rates. Both improve liquidity in the supply chain and ensure access to working capital. Enterprises may apply for the financing, subject to certain eligibility criteria.

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Why A Loan Broker

A Loan Broker is a financial expert who serves as a capable middleman between business owners, the bankers and potential investors. Resourceful, experienced and knowledgeable, a Loan Broker can

Home loan
question-sign-hand-drawn-outline copy

Why A Loan Broker

A Loan Broker is a financial expert who serves as a capable middleman between business owners, the bankers and potential investors. Resourceful, experienced and knowledgeable, a Loan Broker can

Home loan

Updated 29 August 2020